19/8/19 ^^^Free as free can be

Its not how much you earn.  It's how much you can save.

Now that I am complete, I plan to save as much as possible.

The first rule is no window shopping.

I will also stop buying gift for Els.  It's not worth a relationship.  Furthermore SHE IS A CHUBBY CHUBB!

I might as well save the money to buy running shoes or running shorts.  Otherwise I save the money for tennis and swimming.

Remember the goal is to have RM1000 in the current account.  Also I got to hit RM6 k in ASNB.

Spending on Els just won't do it.  She is not contributing to anything.  Plus she is a Chubby Chubb.  Is it worth the effort?

I only earn RM300 a month.

How about just buying her a birthday card?  I am putting her on the pedestal.  What does she do?  Playing Never Enough.  I don't know if she has feelings for me or not.

NO BIRTHDAY PRESENT.  I don't want to be a doormat to a Chubby Chubb.

Need to be money smart.  Money is limited resource.  Not having money is despairing.

I should only spend RM100 and save RM200. 



Consider the money Norlia defaulted as the money I intend to spend on Els.

Consider Norlia as my charity for the year.  She is going down deep.  Let Norlia be the lesson for me to be frugal with my spending. 

Another person who is digging his grave is Amoi. 

These two are good enough examples of what happens if I don't manage money.

However, if I manage it well, I only need to spend only RM100 a month.

Let's make it this time.  Since 2017 my financial situation had improved tremendously.  Now at 55 I should have Financial Mastery.  It's not the amount that matters, it's the discipline to save.

Who knows, a few years down the line I need a new PC or a new mobile phone or a new chair.

Btw, the current chair is fine,

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I got to stay away from toxic people.

Even people like Yati I need to avoid.

I only have 4 real friends; Tamunif, Sashi, BJ and RR.  These people have no hang ups.

The rest are potential threat.

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So in summary, no more present for Els.  By now either she likes me or not.  Don't bother about seeing her trim and slim.  She is not my concern,

She IS already a Chubby Chubb.

Might as well I focus on my well being.  Good life is the best revenge.

At least I have the satisfaction of seeing her happy wearing my pink hoodie.

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